Directors and Officers Liability Insurance

Directors and officer’s liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We’ll work with you to protect your organization’s greatest asset: your senior leadership.

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Protection from bad business decisions.

Directors and senior officers in a business are paid to make big decisions, but if those decisions are wrong, things can get very costly. Directors and officers (D&O) liability insurance covers the costs of settling claims for damages that result from poor decisions. Usually, D&O policies cover costs relating to wrongful decisions, but not those decisions that are classed as criminal acts or that are designed to personally benefit the director.

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Who needs it

• All Directors & Officers of a corporation or business.

Covers generally includes:

• Representation costs where you are legally required to attend an investigation regarding the affairs of the corporation.
• Legal costs and expenses in the defense and investigation of a Directors and Officers claim.
• Any compensation required to be paid by the insured to dispose of a Directors and Officers claim.